Privacy Policy

Introduction and Overview

selynquarivo is committed to protecting your personal information and respecting your privacy rights. This privacy policy explains how we collect, use, store, and protect your information when you visit our website at selynquarivo.org or use our liquidity and solvency analysis services.

We operate under South African data protection laws, including the Protection of Personal Information Act (POPIA), and maintain international standards for data security. This policy applies to all users of our platform, whether you're browsing our educational content or enrolled in our financial analysis programs.

Information We Collect

We collect different types of information to provide and improve our services. Here's what we gather and why:

We collect this information through various methods including direct input forms, automatic data collection through cookies, and third-party integration with educational tools. All collection happens transparently - you'll always know when we're gathering your information.

How We Use Your Information

Your data serves specific purposes that directly benefit your experience with selynquarivo. We're transparent about every use:

• Delivering educational content and tracking your progress through our solvency analysis courses
• Sending important updates about your enrollment, new course materials, and platform changes
• Providing technical support and responding to your questions about our financial analysis tools
• Improving our platform based on usage patterns and user feedback
• Ensuring platform security and preventing unauthorized access to educational materials
• Meeting legal compliance requirements under South African and international regulations
• Personalizing your learning experience with relevant course recommendations

We never use your information for purposes beyond what's outlined here without explicitly asking for your consent. Marketing communications are always optional, and you can unsubscribe at any time.

Data Sharing and Third Parties

selynquarivo works with carefully selected partners to deliver our services, but we maintain strict control over how your data is handled:

All third-party partners are bound by strict data protection agreements. They can only use your information for the specific services they provide to us - never for their own marketing or other purposes. We regularly audit these relationships to ensure compliance.

We may disclose personal information if required by South African law, court order, or to protect the rights and safety of selynquarivo users. In such cases, we'll notify you unless legally prohibited from doing so.

Your Privacy Rights

Under South African privacy law and our commitment to transparency, you have several important rights regarding your personal information:

To exercise any of these rights, contact us at info@selynquarivo.org with your request. We'll respond within 30 days and verify your identity before processing any changes. There's no fee for reasonable requests, though we may charge for excessive or repetitive requests.

Data Security and Protection

We take data security seriously and implement multiple layers of protection for your information:

• SSL encryption for all data transmission between your device and our servers
• Regular security audits and penetration testing of our systems
• Access controls ensuring only authorized personnel can view personal information
• Secure data centers with physical security measures and backup systems
• Employee training on data protection best practices and privacy regulations
• Incident response procedures to quickly address any potential security issues

While we implement industry-standard security measures, no system is completely immune to threats. We continuously monitor and update our security practices to stay ahead of emerging risks. In the unlikely event of a data breach, we'll notify affected users and relevant authorities as required by law.

Data Retention and Deletion

We keep your information only as long as necessary to provide our services and meet legal obligations. Here's our retention schedule:

You can request earlier deletion of your account at any time. We'll honor these requests except where we're legally required to retain certain information for tax, audit, or regulatory purposes.

International Data Transfers

selynquarivo primarily processes data within South Africa, but some of our service providers operate internationally. When we transfer data outside South Africa, we ensure appropriate safeguards are in place:

• Contracts with international providers include data protection clauses meeting South African standards
• Cloud services are located in countries with adequate data protection laws
• Regular compliance monitoring of international partners and their data handling practices
• Limited transfers only for essential services like platform hosting and email delivery

We maintain records of all international data transfers and can provide details upon request. Your data never leaves our control - it's always subject to the protections outlined in this policy regardless of where it's processed.

Cookies and Tracking

Our website uses cookies and similar technologies to enhance your experience and understand how you interact with our platform:

You can control cookie settings through your browser, but disabling essential cookies may limit some platform features. We don't use tracking cookies for advertising purposes - our focus is purely on improving the educational experience.

Children's Privacy

selynquarivo's financial analysis courses are designed for adults and professionals. We don't knowingly collect personal information from anyone under 18 years old. If we discover we've collected information from a minor, we'll delete it immediately.

Parents or guardians who believe we may have collected information from their child should contact us immediately at info@selynquarivo.org. We take child privacy seriously and will investigate and respond to any concerns promptly.

Policy Updates

We review and update this privacy policy annually or when significant changes occur to our data practices. When updates are made, we'll notify all users through email and display a notice on our platform.

Significant changes that affect how we use your personal information will require your explicit consent before taking effect. Minor updates for clarity or legal compliance may take effect immediately, but we'll always inform you of what's changed.

Previous versions of our privacy policy are available upon request, so you can track how our data practices have evolved over time.